Santander Holdings USA, Inc. vs ALERUS FINANCIAL CORP, risk disclosures compared

4topics both disclose

6only Santander Holdings USA, Inc.

3only ALERUS FINANCIAL CORP

What both disclose

Topics appearing in filings from both companies, and how many filings each.

Topic	Santander Holdings USA, Inc.	ALERUS FINANCIAL CORP
Internal Control	16	35
Regulatory Reporting	8	19
Restatement	3	5
Business Continuity	2	5

Only Santander Holdings USA, Inc.

Topic	Filings
Model Validation	34
Ransomware	4
Third Party Risk Management	3
Cybersecurity Incident	1
Data Breach	1
Material Weakness	1

Only ALERUS FINANCIAL CORP

Topic	Filings
Artificial Intelligence	14
Enforcement Action	5
Operational Resilience	1

What this compares

Which of the topics we track appear in each company's SEC filings, and how often. A topic appearing for one company and not the other means one wrote the phrase down and the other did not, in the filings we hold. It does not mean one faces a risk the other does not, and it is not a comparison of how well either manages anything.

Counts reflect the filings we have collected, which is a growing subset rather than a company's complete history.

Santander Holdings USA, Inc. · ALERUS FINANCIAL CORP · All companies