208filers, current period
185the period before
26controls it touches
22frameworks
Regulatory Reporting in 10-K and 10-Q filings, by month.
The phrase was already in use in the first month we hold, so this shows how it has moved since rather than when it began.
Companies disclosing it
208
wrote this into a filing with the SEC
What it obligates
26
controls across 22 frameworks whose text speaks to it
Employers hiring for it
6,936
open US roles name it, and the ones below are hiring now
The long view, in annual and quarterly filings
A 10-K or 10-Q is a periodic report, so this counts how often the phrase appears in routine annual and quarterly reporting. It moves far more slowly and the numbers are larger.
Every month since 2008. The last point is the current month and is still
filling, so it always looks lower than it will be.
2008
peak 373 in March 2024
2026
Who disclosed it
From SEC full-text search over 8-K filings. Every row links to the filing itself.
| Company | Form | Filed | |
|---|
| PROVIDENT FINANCIAL SERVICES INC PFS | 8-K | 2026-08-04 | filing |
| ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ | 8-K | 2026-09-09 | filing |
| Netcapital Inc. | 8-K | 2026-08-10 | filing |
| Brighthouse Financial, Inc. | 8-K | 2026-08-18 | filing |
| Londax Corp. LDXC | 8-K/A | 2026-08-05 | filing |
| Clearwater Analytics Holdings, Inc. CWAN | 8-K | 2026-06-25 | filing |
| CIM REAL ESTATE FINANCE TRUST, INC. CMRF | 8-K | 2026-06-29 | filing |
| Rainmaker Worldwide Inc. RAKR | 8-K | 2026-09-14 | filing |
| Veradigm Inc. | 8-K | 2026-09-15 | filing |
| Greater Cannabis Company, Inc. GCAN | 8-K | 2026-07-31 | filing |
| DUOS TECHNOLOGIES GROUP, INC. DUOT | 8-K | 2026-08-11 | filing |
| Greenland Mines Ltd | 8-K | 2026-07-20 | filing |
| Greystone Housing Impact Investors LP GHI | 8-K | 2026-07-06 | filing |
| CME GROUP INC. CME | 8-K | 2026-07-22 | filing |
| HPS Net Lease Income REIT | 8-K | 2026-07-27 | filing |
| BIODESIX INC BDSX | 10-Q | 2026-08-05 | filing |
The full search on EDGAR
Who is hiring for it
A sample of the open roles naming this phrase. An employer paying a salary
against something is the least ambiguous demand signal there is, and every row links to the
posting so the claim can be checked rather than believed. The total above is the whole US
market; these are the ones we hold the posting for.
| Role | Posted |
|---|
| Health & Safety Program Manager Okta, Inc. · Dublin, Ireland | 2026-09-22 |
| AVP, People & Culture Technology and Enablement PATHWARD FINANCIAL, INC. · Remote | 2026-09-18 |
| OFAC Sanctions Screening Analyst II PATHWARD FINANCIAL, INC. · Troy, MI, USA | 2026-09-17 |
| OFAC Sanctions Screening Analyst II PATHWARD FINANCIAL, INC. · Remote | 2026-09-17 |
| OFAC Sanctions Screening Analyst II PATHWARD FINANCIAL, INC. · NC, USA | 2026-09-17 |
| Human Resources Generalist - Safety & Compliance AST SpaceMobile, Inc. · Miami, Florida, United States | 2026-09-16 |
| Director, AML/CFT Governance, Quality Control, & Reporting PATHWARD FINANCIAL, INC. · Remote | 2026-09-16 |
| VP, AML/CFT Governance, Quality Control, & Reporting PATHWARD FINANCIAL, INC. · Remote | 2026-09-16 |
| ALM Manager Upstart Holdings, Inc. · United States | Remote | 2026-09-16 |
| Director, Trust & Safety Lyft, Inc. · New York, NY; San Francisco, CA | 2026-09-15 |
| Senior Compliance Risk Manager - Securities Compliance MERCURY SYSTEMS INC · San Francisco, CA, New York, NY, Portland, OR, or Remote within United States | 2026-09-15 |
| Accountant Fulcrum Therapeutics, Inc. · Darlinghurst | 2026-09-14 |
| Sr Clin Data Abstractor Temp to Hire Natera, Inc. · US Remote | 2026-09-11 |
| AML Analyst Rush Street Interactive, Inc. · USA - Remote | 2026-09-11 |
Which industries file it
Companies grouped by the industry classification on their own filing. A count, not a
survey.
| Industry | | Companies |
|---|
| Banking | | 552 |
| Chemicals and pharmaceuticals | | 213 |
| Holding and investment offices | | 199 |
| Securities and investment | | 81 |
| Not classified | | 55 |
| Insurance | | 53 |
| Software and IT services | | 44 |
| Instruments and medical devices | | 36 |
| Services and entertainment | | 32 |
| Mining and extraction | | 25 |
What it obligates
Our corpus holds 26 controls across
22 frameworks whose text speaks to this. Not a judgement:
these controls say so, and each is one lookup from its source document. Ordered by how much each
framework has to say about it, so the one that will cost you the most work is first. Every name
opens that framework in the corpus.
What an auditor will ask you to produce
The artefacts named on those controls, most frequently cited first.
- Role inventory + RACI
- incident response plan
- forensic readiness procedure
- card brand notification template
- post-incident review
- Supervisory dialogue records
- Annual cycle documentation
- Tooling adoption + integration
How it usually fails
Recorded when each control was verified against its source. This is where programmes
that think they are covered turn out not to be.
- Roles undefined
- no card brand contact
- untested IR
- weak forensic preservation
- late notifications
- Tooling fragmented
Basel III International Banking Framework Evidence & Implementation Kit
6 controls sit behind Basel III International Banking Framework, and this is the documentation set for them: an adopt-ready artifact per control, and the evidence an auditor asks for against each.
See what is in it, $249
The same set every buyer of this kit receives. Nothing here is produced on request.
What this actually means
- Why now
- 208 public companies wrote this into an 8-K in the last seven days, 12% more than the seven before. That is not sentiment or a survey. It is a count of companies choosing to put a phrase into a document they are legally accountable for.
- Who already cares
- 6,936 open US roles name this work today, which suggests increased attention to it beyond what any filing says. A job advertisement clears a budget holder and a filing clears legal, so the two answer to different people. We have not measured which moves first, only that both are moving.
- What comes into scope
- Once the phrase is on the record it maps to obligations within Basel III International Banking Framework, MiFID II / MiFIR. 8 controls behind those, and the difference between asserting them and evidencing them is the whole of the work.
- Who is exposed
- 20 companies disclosed this for the first time in the last ninety days, out of 1460 in total. A first mention is a company deciding it can no longer not say it. Whoever has not yet is either genuinely unaffected or has not looked, and nothing here distinguishes the two.
What this obligates
The instruments in our corpus that govern this disclosure, and how many controls sit
behind each. This is not a filing count. It is what applies once a company has written the
phrase down.
2 frameworks, 8 controls between them.
Tell me when Regulatory Reporting files something new
One email when a public company newly discloses this, naming the company and what our corpus says it puts in scope. Nothing else, and one click to stop.
Where this comes from
The left half is public record: SEC full-text search over 8-K filings, counted across a
14 day window against the equivalent window before it. You can check
every row.
The right half is ours: 723 frameworks and
20,473 controls, 531 of those frameworks verified against
their source documents, with the auditor evidence and common failure modes recorded control by
control. Controls appear here because their own text names this term.
Cite this
The Art of Service Signals. Regulatory Reporting corporate disclosure activity: 208 filers against 185 in the prior period, in 10-K and 10-Q filings, this quarter against the same quarter last year. Accessed 23 September 2026. https://signals.theartofservice.com/t/regulatory-reporting/
Free to use with attribution, no permission needed. The chart downloads as an SVG
with the source printed on it. If you cite it we would like to know, but you do not need to
ask.
Today's edition ·
How programmes fail ·
The obligation index