OCEANFIRST FINANCIAL CORP vs ALERUS FINANCIAL CORP, risk disclosures compared

4topics both disclose

10only OCEANFIRST FINANCIAL CORP

3only ALERUS FINANCIAL CORP

What both disclose

Topics appearing in filings from both companies, and how many filings each.

Topic	OCEANFIRST FINANCIAL CORP	ALERUS FINANCIAL CORP
Internal Control	9	35
Artificial Intelligence	10	14
Enforcement Action	6	5
Business Continuity	3	5

Only OCEANFIRST FINANCIAL CORP

Topic	Filings
Ransomware	11
Consent Order	3
Data Governance	3
Model Validation	3
Third Party Risk Management	3
AI Governance	2
Material Weakness	2
Cybersecurity Incident	1
Data Breach	1
Model Risk	1

Only ALERUS FINANCIAL CORP

Topic	Filings
Regulatory Reporting	19
Restatement	5
Operational Resilience	1

What this compares

Which of the topics we track appear in each company's SEC filings, and how often. A topic appearing for one company and not the other means one wrote the phrase down and the other did not, in the filings we hold. It does not mean one faces a risk the other does not, and it is not a comparison of how well either manages anything.

Counts reflect the filings we have collected, which is a growing subset rather than a company's complete history.

OCEANFIRST FINANCIAL CORP · ALERUS FINANCIAL CORP · All companies