OCEANFIRST FINANCIAL CORP vs AMERICAN NATIONAL BANKSHARES INC., risk disclosures compared

4topics both disclose

10only OCEANFIRST FINANCIAL CORP

2only AMERICAN NATIONAL BANKSHARES INC.

What both disclose

Topics appearing in filings from both companies, and how many filings each.

Topic	OCEANFIRST FINANCIAL CORP	AMERICAN NATIONAL BANKSHARES INC.
Internal Control	9	2
Business Continuity	3	7
Enforcement Action	6	1
Model Validation	3	2

Only OCEANFIRST FINANCIAL CORP

Topic	Filings
Ransomware	11
Artificial Intelligence	10
Consent Order	3
Data Governance	3
Third Party Risk Management	3
AI Governance	2
Material Weakness	2
Cybersecurity Incident	1
Data Breach	1
Model Risk	1

Only AMERICAN NATIONAL BANKSHARES INC.

Topic	Filings
Regulatory Reporting	21
Restatement	1

What this compares

Which of the topics we track appear in each company's SEC filings, and how often. A topic appearing for one company and not the other means one wrote the phrase down and the other did not, in the filings we hold. It does not mean one faces a risk the other does not, and it is not a comparison of how well either manages anything.

Counts reflect the filings we have collected, which is a growing subset rather than a company's complete history.

OCEANFIRST FINANCIAL CORP · AMERICAN NATIONAL BANKSHARES INC. · All companies