NELNET INC vs BREAD FINANCIAL HOLDINGS, INC., risk disclosures compared

5topics both disclose

5only NELNET INC

8only BREAD FINANCIAL HOLDINGS, INC.

What both disclose

Topics appearing in filings from both companies, and how many filings each.

Topic	NELNET INC	BREAD FINANCIAL HOLDINGS, INC.
Restatement	5	11
Business Continuity	2	11
Data Breach	1	10
Internal Control	2	8
Data Governance	1	8

Only NELNET INC

Topic	Filings
Artificial Intelligence	12
AI Governance	1
Climate Related Disclosure	1
Privacy Compliance	1
Records Retention	1

Only BREAD FINANCIAL HOLDINGS, INC.

Topic	Filings
Consent Order	12
Material Weakness	10
Regulatory Investigation	7
Ransomware	5
Model Validation	3
Third Party Risk Management	3
Enforcement Action	1
SEC Comment Letter	1

What this compares

Which of the topics we track appear in each company's SEC filings, and how often. A topic appearing for one company and not the other means one wrote the phrase down and the other did not, in the filings we hold. It does not mean one faces a risk the other does not, and it is not a comparison of how well either manages anything.

Counts reflect the filings we have collected, which is a growing subset rather than a company's complete history.

NELNET INC · BREAD FINANCIAL HOLDINGS, INC. · All companies