Enova International, Inc. vs BREAD FINANCIAL HOLDINGS, INC., risk disclosures compared

6topics both disclose

2only Enova International, Inc.

7only BREAD FINANCIAL HOLDINGS, INC.

What both disclose

Topics appearing in filings from both companies, and how many filings each.

Topic	Enova International, Inc.	BREAD FINANCIAL HOLDINGS, INC.
Consent Order	7	12
Restatement	3	11
Material Weakness	2	10
Internal Control	3	8
Third Party Risk Management	3	3
Enforcement Action	3	1

Only Enova International, Inc.

Topic	Filings
Artificial Intelligence	15
Audit Committee Oversight	3

Only BREAD FINANCIAL HOLDINGS, INC.

Topic	Filings
Business Continuity	11
Data Breach	10
Data Governance	8
Regulatory Investigation	7
Ransomware	5
Model Validation	3
SEC Comment Letter	1

What this compares

Which of the topics we track appear in each company's SEC filings, and how often. A topic appearing for one company and not the other means one wrote the phrase down and the other did not, in the filings we hold. It does not mean one faces a risk the other does not, and it is not a comparison of how well either manages anything.

Counts reflect the filings we have collected, which is a growing subset rather than a company's complete history.

Enova International, Inc. · BREAD FINANCIAL HOLDINGS, INC. · All companies