CREDIT ACCEPTANCE CORP vs BREAD FINANCIAL HOLDINGS, INC., risk disclosures compared

5topics both disclose

1only CREDIT ACCEPTANCE CORP

8only BREAD FINANCIAL HOLDINGS, INC.

What both disclose

Topics appearing in filings from both companies, and how many filings each.

Topic	CREDIT ACCEPTANCE CORP	BREAD FINANCIAL HOLDINGS, INC.
Consent Order	33	12
Restatement	29	11
Ransomware	20	5
Enforcement Action	4	1
Model Validation	2	3

Only CREDIT ACCEPTANCE CORP

Topic	Filings
Artificial Intelligence	2

Only BREAD FINANCIAL HOLDINGS, INC.

Topic	Filings
Business Continuity	11
Data Breach	10
Material Weakness	10
Data Governance	8
Internal Control	8
Regulatory Investigation	7
Third Party Risk Management	3
SEC Comment Letter	1

What this compares

Which of the topics we track appear in each company's SEC filings, and how often. A topic appearing for one company and not the other means one wrote the phrase down and the other did not, in the filings we hold. It does not mean one faces a risk the other does not, and it is not a comparison of how well either manages anything.

Counts reflect the filings we have collected, which is a growing subset rather than a company's complete history.

CREDIT ACCEPTANCE CORP · BREAD FINANCIAL HOLDINGS, INC. · All companies